Credit decisions
within 24 hours

Since 1997, AILCO has been providing financing solutions and support to small businesses and mid-market regional companies. We also customize financing and loan programs to assist vendors in growing revenues and expanding into new markets.

Why AILCO?

AILCO offers creative solutions, a commonsense approach to credit underwriting, competitive rates, and the ability to provide unique funding capability (used equipment, corporate only, private party sales, sale-leasebacks, and soft costs). Start-ups will be considered for good credits (675+ FICO, continuing outside income/good net worth per personal financial statement).

Responsive

Decisions typically made within 24 hours and same day if received before noon (CST) for application-only requests

Creative

Every application is reviewed by a person to assess risk and creatively work towards a positive outcome.

Accurate

Our strong team effectively manages the process from start to finish, funding in up to 48 hours assuming all needed information is received.

Industries

We are industry agnostic! This means that we do not discrimate industry to industry. These are a few of our main industries:

Manufacturing

Construction/
Heavy Equipment

Information & Office Technology

Food processing

Commercial Bank Partners

We are a non-competitive way to support your relationships while not having to re-underwrite the entire relationship for smaller loan requests.

Typically 24 hour decisions

Ability to refinance used equipment to create liquidity

Can finance equipment repairs and tooling

No all asset filing, simply a lien on the equipment we finance

Competitive rates, but minimal impact on cash flow given size of loans

No insurance required for transactions under $25,000

What Our Clients Says

We believe the best way to make a decision on financing is to consider what others say about their experience.

“We continuously return to AILCO for our financing needs as they have always been professional and accommodating in addition to being competitive in their rates. Every finance agreement we’ve made with AILCO has been seamless and swift from beginning to end. We highly recommend AILCO Equipment Finance Group, Inc. for business equipment funding.”

Southwest Manufacturer

"We have been working with AILCO since 2017 to help our customers lease our fabric cutting machines. As a VP of Sales and Marketing, I surely appreciate a company that is as responsive as AILCO. We never have to wait for answers or information. The application process is simple and easy, and evaluations and approvals are quick, allowing our customers to make timely buying decisions. Most importantly, when comparing rates to other leasing companies, our customer has found AILCO to be extremely competitive. Great value all around."

Midwest Vendor

“The AILCO team cares about their customers, focusing on a great overall experience from start to finish doing this all with excellence, honesty and fairness. I feel confident in the business acumen and leadership that AILCO has demonstrated over the past 10 years of doing business with them.”

Midwest University

Credit decisions within 24 hours